Fixed Rate Mortgages

Fixed Rate Mortgage Advice – Secure Your Future with Peace of Mind

When it comes to planning your financial future, certainty matters. A fixed rate mortgage gives you the reassurance of knowing exactly what your monthly repayments will be – no matter what happens to interest rates. At Sunnybank Financial Solutions, we specialise in helping homebuyers and homeowners across the UK secure the most competitive fixed rate mortgage deals available.

Whether you’re a first-time buyer, moving home, or remortgaging, we’re here to guide you every step of the way.

Why Choose Sunnybank Financial Solutions?

• Experienced UK mortgage advisors with specialist knowledge of fixed rate deals

• Access to exclusive rates not always available on the high street

• Whole-of-market advice tailored to your circumstances

• Step-by-step support through the application and approval process

• Clear, jargon-free explanations so you know exactly what you’re signing up for

What is a Fixed Rate Mortgage?

A fixed rate mortgage is a home loan where the interest rate is locked for a set period of time – usually 2, 3, 5, or even 10 years. This means your monthly repayments will stay the same, regardless of changes in the Bank of England base rate or wider market conditions.

Once the fixed period ends, most mortgages revert to the lender’s Standard Variable Rate (SVR), but you can remortgage to another deal to keep your payments affordable.

Benefits of a Fixed Rate Mortgage

• Peace of mind – predictable monthly repayments

• Protection from interest rate rises

• Easier budgeting for households and families

• Flexible options – with fixed terms to suit your needs

Types of Fixed Rate Mortgages We Can Help With

• First-Time Buyer Mortgages – tailored advice to help you get on the property ladder

• Home Mover Mortgages – make your next move stress-free

• Remortgages – switch to a better rate when your current deal ends

• Long-Term Fixed Mortgages – lock in rates for added security

Am I Eligible for a Fixed Rate Mortgage?

Eligibility depends on your personal and financial situation, but you’ll typically need:

• To be a UK resident aged 18 or over

• A good credit history (some lenders are more flexible than others)

• Proof of income to show you can meet repayments

• A suitable deposit or existing equity in your home

We work with a wide panel of lenders – including specialist providers – so even if your circumstances are unique, we’ll do our best to find a solution.

Compare the Best Fixed Rate Mortgage Deals

At Sunnybank Financial Solutions, we compare hundreds of UK mortgage lenders to secure the right deal for you. Whether you want the lowest interest rate, reduced fees, or a flexible mortgage that suits your lifestyle, we’ll find the best fit.

Why Homeowners Trust Us

We pride ourselves on offering transparent, professional advice with a personal touch. Our goal is not just to help you secure a mortgage today, but to be your trusted partner for all your future financial decisions.

Get Started Today – Free Initial Consultation

Looking for the stability of a fixed rate mortgage?

Contact us below to explore your options.